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Why buying travel insurance with pre existing conditions doesn't have to be too expensive

Pre Existing Medical conditions travel insurance

Normally, when you shop around for travel insurance it's made clear to you that having pre existing medical conditions excludes you from cover. If you do have pre-existing conditions, you might be forgiven for thinking that any travel insurance quote you come by will be prohibitively expensive.

That is not always so.

Although it is true that some insurers will "band" people with medical conditions together to leave you with a higher premium, that is not always the case. Medici Travel Insurance, for one, does not bracket or stereotype customers. When you phone in you will be taken through some carefully worded questions which will enable our staff to give you a tailored quote. The premium you will hear over the phone will reflect only the travel insurance you actually need. Such a good rate is made possible because Medici are part of an established group of insurance experts.

Of course price isn't everything.

You'll want reassurance that if you do have an accident whilst travelling, you have some substantial cover backing you up and giving you the right sort of compensation.

Medici Travel insurance includes these basic benefits:

• Up to £10 million of Emergency medical expenses
• £3000 of trip cancellation cover
• £25,000 of personal accident cover
• With missed departure, travel delay and cash/document protection

You'll always want to make sure you have enough medical and liability insurance as part of your travel insurance package and Medici Travel insurance doesn't disappoint on that score. Medici provides up to £10 million of medical expenses-which hopefully you wouldn't have to use, but if you did need to, you'd be glad you had it. It's worth making sure any policy you are considering has a healthy amount of cover in this area, before you make a decision to buy.

Whether it's multi trip cover - which can turn out to be more economical - or single trip travel insurance, be sure to give our helpline a call on 0845 8800168 and they can give you best advice and an attractive quotation.

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